Who benefitted from the loan/grant programs? The loan and grant
recipients had similar characteristics to the overall Minneapolis
population in the following areas:
Education levels of recipients were consistent with education levels
of all residents (question 26).
Household sizes were consistent between recipients and a sampling of
residents (question 27).
The loan and grant recipients and their properties differed from the
overall Minneapolis population and citywide properties in the
following areas:
- Only .6% of the recipient property owners surveyed were absentee
owners (thus, nonhomesteaded). However, 17% of all residential
structures were non-homesteaded in 2000. Most neighborhoods did not
even allow non-homesteaded property owners to apply for NRP home
improvement funds. (question 1)
- Households with children made up 32% of loan/grant recipients, but only 24% of the general population (question 25).
- 81% of all recipients lived in their homes 4 years or more, while
only 54% of the City's population did (question 13).
- 88% of all recipients where white, but only 78% of the population
was. The data about recipients is current, but the population data
is from the 1990 Census (question 28).
- Data about the age of recipients shows discrepancies between the
survey respondents and the general population in the 21-44 and 45-59
age groupings. One possible reason is that the data about
Minneapolis residents is from the 1990 census and the data about
recipients is from the survey (taken in 2001), so some aging of the
population has occurred. Another reason is that the census data also
reflects the entire population (including renters), and the survey
population was only homeowners.
Housing Loan Survey Table of Contents
